Offer Comparison

Make the call with a cleaner view of what each offer is really worth.

Enter the written terms, adjust only the assumptions you truly believe, and get a clear recommendation with enough explanation to trust the result.

What you enter stays in your browser on this device. The figures use simplified UK assumptions and are meant to support the decision, not replace advice.

Current step

Offer A

Enter the first package with realistic cash, equity, and office expectations.

Private on this device

What you enter stays in your browser on this device. There is no account and the tool does not save your offer details just to run the comparison.

Simple on purpose

This is a UK comparison tool with simplified tax and equity assumptions. It is meant to support a decision, not replace tax, legal, or financial advice.

Step 1

Example Offer A

Start with the first offer. Keep the inputs anchored to the actual package rather than the best imaginable outcome.

Quick read

Expected bonus

£8,000

Gross annual cash

£108,000

Commute hours / year

Travel spend / year

£1,152

Offer nameExample label

Use a simple label such as the company name or company plus role. Click once to replace the example name quickly. A fallback label is used if you leave it blank.

The seeded examples are intentionally close. One leans more on dependable cash, the other on equity upside. Replace them with the written terms before you rely on the result.

Cash package

Salary, expected bonus, and employer pension drive the dependable part of the model.

Base salary

Gross annual salary before bonus and tax.

How bonus is quoted

Current bonus amount: £10,000. Expected bonus after payout probability: £8,000.

Bonus amount

Annual cash bonus in pounds. Use this for offers expressed as a fixed amount.Bonus probability

Expected probability that the bonus is paid.Employer pension

Annual employer contribution as a percentage of base salary.

The model uses a bonus amount of £10,000 and discounts it by the payout probability to keep optimistic bonus assumptions from overstating the cash package.

Equity assumptions

Initial equity and expected annual re-grants are risk-adjusted and then grown based on the vest timing, then shown after the selected tax treatment. This section should reflect what you genuinely believe rather than a headline grant number.

Total grant value

Initial grant value across the full vesting schedule.Expected annual re-grant

Expected value of the refresh grant awarded each year after year 1.Equity tax treatmentUse for RSUs and other equity that is taxed through payroll when it vests.Vesting frequencyReleases value monthly across the vesting schedule.Vesting duration

yrs

You can use partial years such as 3.5. The schedule is rounded to the nearest month.

Year-by-year vesting shape

Use custom yearly weights when the grant back-loads or front-loads rather than vesting evenly. If the grant ends mid-year, the final bucket covers just those remaining months.

Use a cliff

Turn this on if the grant has a lock period before the first release event.

Cliff duration

Months before the first vest event releases the accrued equity.Equity growth assumption

Applied to each vesting event over time.Equity confidence

The share of the modeled equity value you are comfortable counting on in this decision.

Balanced confidence

Use this when the equity matters, but you want to discount it for stock moves, execution risk, or uncertainty.

Current vesting model: Monthly vesting over 4 years with a 12-month cliff. The initial grant and any annual re-grants are assumed to use the same vesting schedule.

Commute and time

Commute impact includes both travel time and direct out-of-pocket travel spend, using a 48-week work year. If the role is effectively remote, set office days to 0.

Commute minutes each way

min

Door-to-door estimate for a typical office day.Commute cost per office day

Train, fuel, parking, or similar direct travel spend for a typical office day.Days per week in office

days

Used to estimate annual commute hours and travel spend.

Annual commuting currently adds 96 hours and £1,152 of direct travel spend.

Muted fields are starter examples. Replace them with the real offers before relying on the result.